Why PCF Wholesale?

PCF Wholesale prides itself on employing highly skilled mortgage experts.  Professionals who have proven track records of building trusted relationships with quality brokers.  Our AEs are equipped with a dedicated Operations Team and Ownership dedicated to building lasting business relationships.

Why You’ll Succeed at PCF Wholesale?

  • Service first with access to underwriters
  • Great Products & Pricing
  • Top priced lender on Loan Sifter
  • History of Success & Stability
  • Cloud based technology for efficiency and ease
  • Aggressive Compensation
  • No territories with little saturation in many newly added states

From Agency to Non-QM

  • Conventional: Up to 97% LTV, W2 Only Transcripts Allowed
  • FHA: Odd year terms available, Flexible credit and underwriting guidelines
  • VA: Up to 100% LTV on Cash out Refinances
  • Alt-Choice Product Suite (Non-QM): Up to 95% LTV, FICOs down to 500, Loan amounts to $5M
  • EZ-DSCR: No Income / No Reserves (to $1.5M) / No Employment on 1003; Up to 80% LTV with I.O.
  • Core JUMBO: Up to $2M loan amount, 80% LTV with No MI

Technology and Support

  • Virtual Desktop Anytime, Anywhere
  • Proactive Auto-Emails to you and your Broker
  • LoanConnet, our online portal for Subs, Loan Status, & Conditions
  • Real-time Pricing and Qualification Engine
  • Broker Center with great tools to support your broker clients
  • Great Operations and Marketing support team

Benefits and Overview

PCF Wholesale offers a comprehensive benefits plan designed to meet the needs of all our employees:

  • Aggressive Compensation
  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Flexible spending accounts
  • 401(k) retirement plan

Approved in 36 states and more to come